Priced reduced 40k and 50k spent on new kitchen & bathroom! HUGE BONUS: Full house GENERATOR! No water came in the home during the hurricanes! NEW ROOF & AC IN 2022, NEW WATER HEATER 2024. No carpet, all travertine throughout the home.
Lakefront home with pool in the highly desirable Palmetto Ridge community of North Naples. Just 10 minutes to the beach. This 3 bedroom, 2 bathroom residence offers a perfect blend of modern upgrades & comfort. The home has recently received significant improvements. The kitchen boasts white shaker soft-close Diamond cabinets, a new sink & faucet, a stylish backsplash, & a reverse osmosis system for high-quality drinking water. You'll also appreciate the new GE dishwasher, Samsung Bespoke range along with the new Samsung washer & dryer.
Other key improvements include a new hot water tank installed in 2024, as well as a new air conditioning system & roof, both added in 2022. Additionally, the home features new dawn-to-dusk outdoor light fixtures, enhancing the exterior appeal & providing additional security.
Inside, the open floor plan with high ceilings creates a spacious, airy ambiance. Travertine flooring throughout the home adds a sleek, low-maintenance touch, perfect for those who prefer modern design with easy upkeep. The split floor plan offers privacy, with large rooms and ample closet space, making it ideal for both everyday living and entertaining. The primary suite provides a peaceful retreat with serene lake views and fully renovated primary bathroom completed in September 2024.
The exterior of the home is equally inviting, with lush privacy landscaping and gorgeous views of the tranquil lake. The home also features a whole-house generator for added peace of mind. Hurricane protection for all windows. A three-car garage provides plenty of storage space for vehicles, tools, or recreational gear.
Situated in a prime North Naples location, this former model home has been meticulously maintained and is move-in ready. Its location offers convenient access to shopping, dining, I-75, and nearby medical facilities. Whether you're seeking a full-time residence or a vacation retreat, this home provides the ideal setting. Don't miss the chance to make it yours and enjoy all the amenities and convenience that Palmetto Ridge has to offer. Low homeowner association fees under $700 a year!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,200 | $639,200 | $639,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.412% |
Monthly Tax Payment | $352 | $352 | $352 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,360 | $4,248 | $5,437 |
Total Monthly Payment | $4,804 | $4,692 | $5,881 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.