Custom-built one-level home in the sought-after Sugar Ridge Commons community! This well-maintained home has an open floor plan with a split bedroom design. The rocking chair front porch will immediately make you feel at home. The entry foyer opens to a greatroom with a gas log fireplace. The beautiful hardwood floors and freshly painted walls will be a welcoming site. The eat-in kitchen offers an island, pantry, custom cabinets, and brand-new appliances. There is plenty of room for a breakfast table or formal dining space. The eating area opens to an enclosed porch. The porch isn't heated or cooled but it offers a space for additional relaxation! The master suite has a spacious walk-in closet, jetted tub, and separate shower. The guest rooms are also spacious and share a hall bath. Nice closet/storage space can be found throughout. The carpet in the bedrooms is brand new. The yard is well maintained and included in the monthly HOA fees. In addition to the yard maintenance, the neighborhood HOA fee includes a pool, street lights, and common area maintenance. This neighborhood is one of a kind! Must see to appreciate! Roof replaced in 2021.
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Our Executive Mortgage Banker:
Our Insurance Division:
$339,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $271,920 | $271,920 | $271,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $123 | $123 | $123 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,809 | $1,786 | $2,293 |
Total Monthly Payment | $2,007 | $1,984 | $2,491 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.