**OPEN HOUSE Sat, 9/21 from 1-4** Welcome Home to your very own botanical sanctuary, POOL HOME, on well over 1/2 acre, in the very desirable neighborhood of Fleming Oaks! NO HOA!! NEW ROOF (2021)! NEW AC (2023)! This 4 bedroom and 3 full bathroom home sits high and dry all year round with only steps to the St. Johns River and multiple canals and waterways! Breezes Galore!! As you enter the front door you are instantly impressed by the direct view to your own private pool and lushly landscaped oasis! Natural light galore! This floor plan works conveniently for any family and guests with it's split floor plan! This sprawling ranch features 2 bedrooms, one full bath and a guest ensuite with it's own full bath on one end and your very own primary bedroom suite on the other end. Perfect for multi-generational NEXT-GEN living! Swim all year round! This home features an oversized custom built 33X15 HEATED POOL built in 2020 complete with self cleaning features and LED multi-color lights! It is truly a sight to see! The spacious, covered and screened lanai complete with pavers has ample room for entertaining, grilling and watching movies on the 100 inch projector screen! Pool Parties! Enjoy Florida Living at its Finest! If that is what you are seeking, here it is! In addition the owner's spared no expense when they added the Custom Built 30X16 additional 3rd car garage and work space with electric and ventilation system (2019) and Custom Built 16X19 Zen Entertainment Shed complete with electricity, ventilation system, AC and Fire Pit (2019)!! Enjoy a cup of coffee or sip on a glass of wine/Iced tea after a long day on your very own covered front porch by your fire pit on your Zen Shed! Privacy and serenity abounds! The orientation of the home on this oversized estate lot provides endless opportunities in your lush and extensively landscaped backyard which is easily maintained by the custom installed "SMART" wirelessly accessible irrigation system complete in the front and backyard. The owners thoughtfully landscaped this entire property to create an irreplaceable and magical garden and experience. To see it is to believe! This home is perfect for entertaining! Every host's dream! Bring your toys and bring your tools! The options are endless! This home is also conveniently located to all A+ RATED SCHOOLS, top hospitals, shopping, fine dining, entertainment and more!!! You won't want to miss out on this opportunity! It's a true gem!
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Our Executive Mortgage Banker:
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$547,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $437,600 | $437,600 | $437,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $402 | $402 | $402 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,659 | $2,659 | $3,458 |
Total Monthly Payment | $3,153 | $3,153 | $3,952 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.