Discover the charm of 70 Ellen Street, a well-maintained multi-family property perfect for both homeowners and investors. This delightful home offers two distinct living spaces, each thoughtfully designed for comfort and convenience. The first floor apartment was fully renovated in 2018, featuring LVP flooring, a spacious bedroom with a walk-in closet, an updated kitchen and full bath, and in-unit laundry, creating a modern and inviting living space. The second floor apartment boasts a large three-bedroom unit with hardwood flooring, a spacious living room, a huge eat-in kitchen and convenient in-unit laundry. Both units are ideal for tenants or extended family living, offering spacious and functional layouts with separate utilities and water heaters. The property's exterior has two productive apple trees in the front yard, as well as raspberry and blueberry bushes, mint, and wildflowers. Raised garden beds allow for easy gardening, while a large oak tree with a charming rope swing adds a touch of whimsy to the outdoor space. Conveniently located near transportation routes, including Routes 8 and 84, and close to downtown Waterbury, restaurants, schools, and amenities, this property offers both tranquility and accessibility. Whether you're looking for a multi-family home or an investment opportunity, 70 Ellen Street offers a blend of modern upgrades and natural beauty. Don't miss out on this unique property! Back on the market to due to buyer losing their financing.
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $255,920 | $255,920 | $255,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $699 | $699 | $699 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,703 | $1,701 | $2,158 |
Total Monthly Payment | $2,476 | $2,474 | $2,931 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.