24 White Horse Road, Middletown (Greenville), NY, 10940 | $649,900

SPRAWLING CONTEMPORARY CAPE WITH ROOM TO GROW!Nestled on 6. 2 acres at the end of a quiet cul-de-sac within the Minisink Valley School District, this stunning 6 bedroom, 4 bath Contemporary Cape style home offers over 3, 800 sq ft+ of finished living space, with the potential for even more!Step into an inviting open concept floor plan with dramatic vaulted ceilings, hardwood floors and plenty of natural sunlight. The living room features a charming stone fireplace with a wood-burning insert, while the expansive kitchen boasts ample cabinetry, stainless steel appliances, an eat-in breakfast bar that seats 4, and direct access to the formal dining room - perfect for entertaining!The 1st floor offers a primary suite, complete with an ensuite bath featuring a whirlpool tub, walk-in shower, and access to a spacious walk-in closet. Two additional bedrooms, a full bath, and a convenient laundry room complete the main level. Upstairs, a private suite with its own full bath and abundant closet space offers flexibility, while the opposite end of the catwalk leads to an ideal guest or in-law setup. This private area includes 2 bedrooms, a full bath, an office/den, a family room, and ample walk-in storage, with potential to convert into a 2 bedroom accessory apartment. The attached 2. 5 car garage with side entrance provides a generous amount of space to store your vehicles and tools, while the full walkout basement adds 1, 800+ sq ft of unfinished space for endless possibilities or future finishing. Minutes to highway, train stations, restaurants, shopping, schools and more. Taxes under 10K! This home is sure to check most, if not all, of your boxes so don't wait! See this beautifully designed home today!

Features

  • Town: Middletown
  • Rooms: 14
  • Bedrooms: 6
  • Baths: 4 full
  • Laundry: In Unit
  • Style: Contemporary, Cape Cod
  • Year Built: 2005
  • Garage: 2-car Attached
  • Heating: Oil, Baseboard
  • Cooling: Central Air, Window Unit(s)
  • Basement: Full, Unfinished, Walk-Out Access
  • Approx Sq. Feet: 3,840
  • Acreage: 6.2
  • Est. Taxes: $9,963
  • Lot Desc: Cul-De-Sec, Private
  • Elem. School: Minisink Valley Elementary School
  • Middle School: Minisink Valley Middle School
  • High School: Minisink Valley High School
  • School District: Minisink Valley
  • Appliances: Stainless Steel Appliance(s)
  • MLS#: H6328119
  • Days on Market: 21 days
  • Website: https://www.raveis.com
    /prop/H6328119/24whitehorseroad_middletown_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Keller Williams Realty Boston Northwest   Phone: 845-928-8000

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Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.Alvarez@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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24 White Horse Road, Middletown (Greenville), NY, 10940

$649,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah Alvarez

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.Alvarez@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $519,920 $519,920 $519,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.655% 7.146% 6.412%
Monthly Tax Payment $830 $830 $830
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,547 $3,456 $4,423
Total Monthly Payment $4,469 $4,378 $5,345

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.