Welcome to this beautiful 2-bedroom, 2-bathroom home in the 55+ luxury golf community of Kings Ridge! Situated on a spacious corner lot, this home offers a blend of charm and modern upgrades, perfect for comfortable living and entertaining. As you enter this gated community, you'll be impressed by the well-maintained surroundings, mature trees, and peaceful atmosphere. Inside, the home features a thoughtfully designed layout with a separate living space and a Florida sunroom that provides ample natural light. The enclosed lanai patios in both the front and back have additional outdoor living space to enjoy year-round. The kitchen has been upgraded with stunning quartz countertops (installed in 2017), and both bathroom vanity tops were updated in 2019, bringing a sleek, contemporary feel to the home. The home’s mechanicals and exterior have also been meticulously cared for, with key updates including: - Roof replaced in 2018, along with new gutters - HVAC system replaced in 2023 - New paver driveway and rear patio installed in 2019 - Double-pane energy-efficient windows installed around 2015 - Refrigerator (2018) and dishwasher (2016) - Hot water heater replaced in 2018 - New Koehler toilets installed in 2020 - Garage door opener updated in 2020 The front lawn service is included in the HOA, which also maintains the existing landscaping beds and plants, with mulch provided to keep everything looking fresh and well-manicured. The community of Whitehall is located within King's Ridge and has its very own amenities. Whitehall's amenities include a pool, spa, and tennis courts. King's Ridge has an additional set of amenities which includes the golf courses, pools, tennis courts, pickle ball, basketball, spa, sauna, movie nights, clubs, events, walking trails and more. Whether you're looking for a primary residence or a vacation home, this property in Kings Ridge has everything you need for a luxurious and active lifestyle. The community is located within golf carting distance to Publix, restaurants, doctors, dentists, and more. Call today to schedule your private showing and see this exceptional home for yourself!
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $284,743 | $284,743 | $284,743 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | $162 | $162 | $162 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,894 | $1,892 | $2,401 |
Total Monthly Payment | $2,131 | $2,129 | $2,638 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.