One or more photo(s) has been virtually staged. AMAZING VALUE ! 25K lb COVERED BOAT LIFT! CLEAN AND READY TO GO! Welcome to Island Estates, where sophistication meets coastal charm and every day is a celebration of the waterfront lifestyle! Bring your boats to this waterfront home, offering western exposure in the backyard, deep water, wide canal and quick access to the Gulf of Mexico! Upon arrival, you will be enchanted by the oversized paver-laid entrance and private patio to enjoy your quiet mornings. As you enter, you are immediately captivated by the immediate view of the water and oversized 25K boat lift with a covered boat house. Large glass windows provide a panoramic set of views and relaxation that permeates every room in the house. Comprising of three bedrooms and two baths, this residence offers popular french-style doors throughout the home, beckoning towards the water, ideal for hosting family and friends. The kitchen showcases solid cabinets and granite countertops, complete with an inviting breakfast bar. Meanwhile, the family room provides wide open space for cozy nights in front of the TV. This Charles Rutenberg "Islander" home has been updated throughout the years with updated flooring, kitchen, closet layouts and window treatments enhancing the interior allure. When you head outside, you are immediately captivated by the beautiful view and exciting thoughts of taking the boat out for a sunset cruise around the island. Deep water to accommodate larger boats and access to beautiful waters of the Clearwater Intracoastal or open water of the Gulf of Mexico. Island Estates stands as an idyllic community of 550 single-family homes and offers its residents an enclave of amenities, including charming shops, convenient banks, vibrant bars, and exquisite restaurants, ensuring a lifestyle of utmost comfort and convenience. Minutes away from Clearwater Beach, you are granted easy access to pristine sandy shores and sparkling turquoise waters. Schedule an appointment today and come live in tropical paradise!
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,599,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,279,200 | $1,279,200 | $1,279,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.443% | 6.258% | 6.201% |
Monthly Tax Payment | $1,810 | $1,810 | $1,810 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $7,773 | $7,773 | $10,795 |
Total Monthly Payment | $9,708 | $9,708 | $12,730 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.