Under contract-accepting backup offers. One or more photo(s) has been virtually staged. Step into this home where elegance meets functionality, in popular gated community of River Ridge Country Club. OPEN, LIGHT and BRIGHT! This spacious open concept home is just what you're looking for to enjoy FLORIDA LIVING! You'll be captivated by the living room filled with natural light from the expansive windows offering picturesque, private views with no rear neighbors. The spacious dining room and additional family room create a welcoming backdrop for entertaining family and friends. Beautiful Primary suite has HUGE walk-in closet and spa-like ensuite bath, complete with dual vanity, stylish stone counters, garden tub, tiled walk-in shower and separate commode area. Two LARGE bedrooms and a full bath with tiled tub/shower combo, on the opposite side of the home can even be closed off with a pocket door, offering a practical and comfortable space for an in-law suite, or guests! The den/flex room at the front of the home makes a perfect home office, den or hobby room. The heart of the home is the chef's dream kitchen, complete with upgraded stainless appliances, BRAND NEW REFRIGERATOR, lots of storage space, breakfast bar and attractive stone counters. The expansive screened lanai is 18X22, so whether entertaining or enjoying the peaceful view w/ morning coffee, its sure to be a favorite spot to relax. For your peace of mind, NEW A/C in '23, NEW FRIDGE '24, NEW NEUTRAL CARPET '24 in BR 2 & 3, well maintained high quality tile roof, and OVERSIZED GARAGE w/ storage galore. NO FLOOD ZONE AND NOT IN AN EVACUATION ZONE. LOW HOA of $214 mo covers all lawncare, including fertilizing, shrub trimming, lawn irrigation/reclaimed water, trash/recycle pick-up, live the easy life! NO CDD. Golf cart friendly neighborhood. Super convenient location, with quick assess to 589 via the new Ridge Rd Extension, very close to highly rated River Ridge H. S and Middle School, medical care, retail, restaurants, Starkey Wilderness Park, bike trails, historic downtown New Port Richey and golf courses! Schedule your showing today, this well maintained beauty is a MUST SEE!!
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Our Executive Mortgage Banker:
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$425,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $340,000 | $340,000 | $340,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $184 | $184 | $184 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,262 | $2,260 | $2,915 |
Total Monthly Payment | $2,521 | $2,519 | $3,174 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.