Under contract-accepting backup offers. *** JUST REDUCED***Your way to ZERO DOWN WITH NO INCOME LIMIT and hassle free homeownership has just arrived and with a trendy blue door! This charming and fully renovated block home is situated in one of St. Pete's great locations. With the $6. 5 BILLION DOLLAR REDEVELOPMENT ALREADY APPROVED By City Council, You can't ask for a better location!!! Only 9 short miles away from Gulf Beaches, 1 exit away from the vibrant day & nightlife of Downtown St. Pete, and a bike ride to the Rays Stadium, one can easily say your placed within the money zone!! Aside from location, this beautiful home offers everything you need such as open concept living, great for gatherings, a spacious master ensuite with sitting area and built in shelving for your closet. Newly installed luxury plank flooring throughout, beautiful quartz countertops with matching cabinets, new stainless steel appliances, updated bathrooms, fresh paint inside and out, a fully fenced in yard, pavers front and back, New HWH, and a gleaming BRAND NEW ROOF. You even have additional parking in your rear backyard with room enough to grow whatever your heart desires. All in an HOA FREE ZONE WITH NO flood insurance needed!!! All you need to do is unpack your bags and prepare for your housewarming party with friends & family to celebrate this major win! ***Home qualifies for ZERO DOWN, LOW INTEREST RATE, 620 SCORES NO INCOME LIMITS AND NO PMI for primary residence!!! ***Additional Down payment assistance options also available. So generational wealth can truly start right here and NOW!! See you soon!
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Our Executive Mortgage Banker:
Our Insurance Division:
$359,990
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $287,992 | $287,992 | $287,992 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $245 | $245 | $245 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,965 | $1,914 | $2,429 |
Total Monthly Payment | $2,285 | $2,234 | $2,749 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.