820 W Charing Cross CIRCLE, Lake Mary, FL, 32746 | $455,000

820 W Charing Cross Circle is a 2, 089-square-foot home with four bedrooms and 2. 5 bathrooms in Colony Cove at The Crossings in Lake Mary. This residence offers style and comfort in one of Central Florida’s most sought-after areas. It is known for its beautifully maintained mature landscaping, convenient sidewalks ideal for strolls or jogs, and serene lakes with inviting sitting areas.

Step inside the home and immediately notice the stunning herringbone-pattern ceramic tile floors that flow seamlessly throughout the main level, creating an inviting and cohesive space. The floor plan draws you from the entryway through the living room and into the heart of the home—the spacious kitchen and family room. This updated kitchen features stainless steel appliances, ample cabinetry, and a large peninsula countertop, making it the perfect spot for casual dining, meal prep, or entertaining.

Venture outside to the screened-in back porch, an ideal retreat for soaking up Florida’s year-round sunshine. The fenced-in yard offers privacy and a secure space for pets to roam freely, while the mature oak trees provide a touch of natural beauty and shade. For a special treat, enjoy fresh limes from your very own lime tree, adding a delightful touch to your outdoor space.

Upstairs, you’ll find the primary suite, three additional bedrooms, a second full bathroom, and a convenient laundry room. The primary suite is a true sanctuary with a newly updated en-suite bathroom that boasts contemporary fixtures and a spa-like atmosphere. Plush new carpeting graces the stairs and bedrooms, adding a layer of warmth and comfort to this upper level.

This home's prime location is simply unbeatable. You’re just a short distance along the community sidewalks from top-rated Greenwood Lakes Middle School, Lake Mary High School, the Seminole County Library, and the Lake Mary YMCA, ensuring your educational and recreational needs are effortlessly met. Greenwood Lakes Park is also within easy reach, featuring a fantastic playground space and plenty of room to move around. You're just minutes from Lake Mary’s vibrant shops, restaurants, and entertainment, including the popular Topgolf entertainment venue. Commuters will love the quick access to I-4, making Orlando’s attractions and business centers a breeze to reach.

Features

  • Rooms: 11
  • Bedrooms: 4
  • Baths: 2 full / 1 half
  • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Upper Level
  • Style: Florida
  • Year Built: 1989
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,089
  • Acreage: 0.11
  • Est. Taxes: $2,899
  • HOA Fee: $269 Quarterly
  • Lot Desc: City Lot, Sidewalk
  • Elem. School: Lake Mary Elementary
  • Middle School: Greenwood Lakes Middle
  • High School: Lake Mary High
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: S5112090
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/S5112090/820wcharingcrosscircle_lakemary_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 9/20/2024 3:32:12 PM)
Listing courtesy of MAGIC REALTY LLC   Phone: 407-588-7177

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NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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820 W Charing Cross CIRCLE, Lake Mary, FL, 32746

$455,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $364,000 $364,000 $364,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.125% 4.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.483% 6.273% 5.268%
Monthly Tax Payment $242 $242 $242
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,212 $2,212 $2,877
Total Monthly Payment $2,529 $2,529 $3,194

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.