Conveniently located near Route 38 and I-93, this spacious 2-bedroom, 2-bathroom Cape-style home offers modern amenities and classic charm. The kitchen has been beautifully updated with quartz countertops, stainless steel appliances, and new cabinetry. Both bathrooms feature recent upgrades as well. The exterior boasts vinyl siding, although a small section is missing, and several replacement windows. A large deck extends from the kitchen and dining area, perfect for outdoor entertaining. The first floor includes a cozy living room with a fireplace, a small den, and laminate flooring throughout. Upstairs, you'll find a second bedroom and an additional bonus room. The lower level offers a partially finished room with exterior access, providing potential for further customization. While the home requires some attention, including missing trim and a section of vinyl siding that needs replacement, it presents a fantastic opportunity. Please refer to the MLS photos and seller's property disclosure for more details.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,920 | $319,920 | $319,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $462 | $462 | $462 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,128 | $2,126 | $2,743 |
Total Monthly Payment | $2,665 | $2,663 | $3,280 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.