Welcome to 424 Downs Corner - listed below appraised value! Experience the epitome of luxury living in this meticulously maintained Richmond American-built home, featuring five expansive bedrooms and four bathrooms. Nestled on a large lot with peaceful pond views, this home has plenty space for adding a swimming pool, ideal for enhancing the outdoor area. You'll enjoy the perfect balance of privacy and convenience, located just 20 minutes from Historic Downtown St. Augustine, Vilano Beach, and major shopping centers. The interior boasts an elegantly designed island kitchen with granite countertops and a five-burner gas stove, opening into a sprawling family room. Get ready to experience numerous upscale features, including a spacious upstairs bonus room, a three-car garage, a roof installed in 2017, and a covered lanai accented with pavers and stacked stone. Regular upkeep such as AC servicing, lawn care, and interior cleaning ensures the home remains in pristine condition. The property also boasts a formal dining room, tankless water heater, high-end appliances, and an impressive owner's suite. This residence combines modern comforts with elegant style, making it perfect for those seeking a luxurious yet functional living space. Come book a tour today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$635,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $508,720 | $508,720 | $508,720 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $395 | $395 | $395 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,385 | $3,381 | $4,362 |
Total Monthly Payment | $3,872 | $3,868 | $4,849 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.