Welcome to this stunning, energy-efficient 4-bedroom, 3-bathroom home with an office or flex bonus room, offering 2, 306 sq. ft. of modern living space in Palm Coast's highly desirable Pine Lakes community. Built in 2020, this home comes with a transferable structural warranty and is equipped with top-tier features including solar panels valued at $24, 000, energy-saving Low-E dual-pane windows, foam insulation in both the concrete block and attic, a hybrid hot water heater, and a premium 16-SEER air conditioning system.
Step inside to a spacious, open floor plan with 9. 4’ ceilings throughout, including a tray ceiling in the primary bedroom for an added touch of elegance. One of the secondary bedrooms includes a private en-suite bathroom, ideal for in-laws or guests seeking added privacy.
The heart of the home is a beautifully appointed kitchen featuring 36” shaker cabinets, an expansive island, Energy Star stainless steel appliances, and a large walk-in pantry. High-end finishes throughout the home include Mohawk Luxury vinyl plank flooring, Quartz countertops, and stylish tile surrounds in the bathrooms.
The 18’x14. 8’ primary bedroom is a true retreat, complete with a room-sized walk-in closet and a luxurious en-suite bathroom that boasts dual sinks, a large walk-in shower, a private water closet, and a linen closet.
Enjoy outdoor living on the spacious 15’ covered and screened lanai, overlooking a fully fenced backyard that offers privacy and ample space for relaxation, play and a pool addition if desired.
The 2-car garage features an additional built-out space, perfect for extra storage, a workbench, or a hobby area, adding even more flexibility to the home.
This home is ideally situated near the Pine Lakes Golf Course and a freshwater canal for fishing. It's just minutes from I-95 for easy commutes, as well as shopping, dining, healthcare, parks, and walking trails and the "Stay-Cation" life with our beautiful, uncrowded beaches only 7 miles away! With no HOA or CDD fees, your new home offers the perfect blend of luxury, convenience, location and value! Be sure to watch the true walkthrough video as well.
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Our Executive Mortgage Banker:
Our Insurance Division:
$399,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,920 | $319,920 | $319,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $470 | $470 | $470 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,996 | $1,944 | $2,528 |
Total Monthly Payment | $2,541 | $2,489 | $3,073 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.