Historic Italianate style double house was completed in 1851 for Hiram Rowe, who was a local oysterman. A porch spans the entire front exterior with stairs going off to each side. An abundance of light from Southern exposure creates a warm environment. Each unit, which mirrors the other, is 3 stories high with open concept primary suite on top floor w/ skylights and multiple windows. There are 2 bedrooms, an office/studio space & full bath on the second floor. Plentiful closets/storage. First floor has kitchen, dining area and living room divided only by a center brick chimney. Original wide plank floors, exposed brick work and exterior details combine with updates for contemporary living. The owners unit on west side toward the river has remodeled kitchen & full bath. The basement is divided & is walk-out on owner's side and bulkhead for the tenant unit. Both units have interior access to private basement space w/ private laundry. A covered porch on rear exterior opens to a blue stone patio and large crushed stone parking area. A very deep lot with mature plantings and space to plant a garden or relax. Cross the historic Turnbridge to stroll along the beautiful Quinnipiac River Park. Canoe and kayak launch for public use across the street. This location is a short drive to downtown, Yale museums, Lighthouse Point, Union Station, Public Transportation, Shopping and the Interstate. Call listing agent to make an appt. or attend the Open House Saturday, Sept. 21. 12-2 pm
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $396,000 | $396,000 | $396,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $689 | $689 | $689 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,635 | $2,632 | $3,340 |
Total Monthly Payment | $3,399 | $3,396 | $4,104 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.