Welcome to 20 Longdean RD, a magnificently designed and appointed 2018 Beach Area Colonial! Be sure to drive the neighborhood and see how close you are to town, parks, beach, train etc. The main level features a living room and dining room in the front of the home and a gourmet kitchen which opens into the family room with gas fireplace. No details were spared across all levels with 9 foot ceilings, oak floors, tankless on demand water and detailed molding. Thermador appliances across the kitchen, expansive island all beautifully maintained. Mud room and powder room complete the first level which has direct access to the 2 car garage below the home as well as access to the back yard, patio with build in stone grill and path to 2 large ground level enclosed storage rooms (with flood vents). Level 2 is more of the same with a generous primary suite with luxury bath and huge closet, 2 additional spacious bedrooms and another full hall bathroom with double vanity and laundry room. Fully finished third level with bedroom, full bath, office and storage. The home is incredibly well built and taken care, one owner has taken meticulous care of it. Then you throw in the location and what you have here is a home that you not only need to see but you must also take in everything around you and how close you are to everything yet on a quiet street.
Type | Description | Level |
---|---|---|
Bedroom 1 | 9 ft+ Ceilings,Hardwood Floor | Upper |
Bedroom 2 | 9 ft+ Ceilings,Hardwood Floor | Upper |
Bedroom 3 | Built-Ins | Other |
Dining Room | Bay/Bow Window,9 ft+ Ceilings,Hardwood Floor | Main |
Family Room | 9 ft+ Ceilings,Gas Log Fireplace,Hardwood Floor | Main |
Full Bath | Upper | |
Full Bath | Other | |
Half Bath | Main | |
Kitchen | 9 ft+ Ceilings,Breakfast Bar,Quartz Counters,Pantry | Main |
Living Room | Bay/Bow Window,9 ft+ Ceilings,Hardwood Floor | Main |
Office | Other | |
Other | Built-Ins | Main |
Other | Lower | |
Primary Bedroom | Vaulted Ceiling,Bedroom Suite,Ceiling Fan,Full Bath,Walk-In Closet,Hardwood Floor | Upper |
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,400,000 | $1,400,000 | $1,400,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.375% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.821% | 6.474% | 6.036% |
Monthly Tax Payment | $1,925 | $1,925 | $1,925 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $7,949 | $8,734 | $11,720 |
Total Monthly Payment | $9,999 | $10,784 | $13,770 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.