Welcome to your new home in the Ocean Lea section of Oceanside-a stunning split-level house on a quiet street with no cut through traffic. Interior Layout: Upon entering, you are greeted by a foyer leading to the large living room and spacious dining room. The eat-in kitchen has granite countertops. It's designed for both functionality and style, making meal preparation a joy. Versatility is key in this home, with a family room that doubles as an office space. Custom-built cabinets provide ample storage for books, files, and other essentials, ensuring a neat and organized workspace. The cozy den is adorned with a charming fireplace, creating a warm ambiance for relaxation. Radiant heat ensures comfort during colder months. Upstairs, the master bedroom suite is a true retreat with a full en-suite bathroom and not one, but two walk-in closets-providing plenty of storage space for clothing and personal items. The suite offers privacy and comfort. Two more large bedrooms, each equipped with custom-built closets. In addition to the master bathroom, there are 1. 5 more bathrooms, ensuring convenience and comfort for all residents and guests. Exterior and Yard: Nestled on a spacious 7, 000 square foot lot, this home boasts a beautifully landscaped yard featuring a heated semi in-ground pool and a relaxing hot tub, trex deck. perfect for enjoying the outdoors with family and friends. Additional Features: The house features fully paid off solar panels, offering energy efficiency and savings on utility bills. Anderson windows throughout the home provide energy efficiency and noise reduction. Whole house filtration system. Already installed electric car charger. A finished attic provides additional storage. Five split-system duckless air conditioners. Close to schools, train station and 10 min. away from the beaches. Taxes are without star exemption.
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Our Executive Mortgage Banker:
Our Insurance Division:
$899,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $719,200 | $719,200 | $719,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.250% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.821% | 6.396% | 5.990% |
Monthly Tax Payment | $1,373 | $1,373 | $1,373 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,084 | $4,428 | $5,972 |
Total Monthly Payment | $5,549 | $5,893 | $7,437 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.