301 Ervin Street, Honea Path, SC, 29654 | $425,000

An absolute JEWEL! A manicured lawn invites you to 301 Ervin Street in Honea Path. This one owner brick ranch is meticulously cared for and maintained. This spacious home offers main level living, a finished basement, and a detached garage/workshop. The main level has two bedrooms, a unique bath and a half, kitchen, den, formal living/dining room, and sunroom. The finished basement features a cozy den, a bedroom, a bath and a half, laundry room, garage, and access to the detached carport. Both the main level and the basement have several walk-in closets. The attic is partially floored and has permanent steps for access. There is a detached garage/workshop with a storage area upstairs. The workshop also has gas heat and a window unit for heating and cooling. This home has more features than can be listed. It is a must-see!

Features

  • Amenities: None
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: Sink, In Basement, Walk-in, Electric Dryer Hookup, Washer Hookup, Laundry Room
  • Style: Ranch
  • Garage: 4-car Attached
  • Heating: Natural Gas
  • Cooling: Central Air, Electric
  • Basement: Finished, Walk-Out Access, Interior Entry
  • Acreage: 4.33
  • Est. Taxes: $40
  • Lot Desc: 2 - 5 Acres, Corner Lot, Sloped, Few Trees
  • Elem. School: Honea Path
  • Middle School: Honea Path
  • High School: Belton Honea Path
  • Appliances: Cooktop, Dishwasher, Microwave, Oven, Refrigerator, Electric Cooktop, Electric Oven, Gas Water Heater
  • MLS#: 1537966
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/1537966/301ervinstreet_honeapath_sc?source=qrflyer
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Listing courtesy of Silver Star Real Estate, LLC   Phone: 864-225-1883

William Raveis Family of Services

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Whitney RuggVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 7654

401.474.4879

Whitney.Rugg@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Paul BerriosRegional SVP, Insurance Sales Producer, William Raveis Insurance

978-337-3053

Paul.Berrios@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

301 Ervin Street, Honea Path, SC, 29654

$425,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Whitney Rugg

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 401.474.4879

Whitney.Rugg@raveis.com

NMLS Mortgage Loan Originator ID 7654

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $340,000 $340,000 $340,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.125% 4.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.483% 6.273% 5.268%
Monthly Tax Payment $3 $3 $3
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,066 $2,066 $2,687
Total Monthly Payment $2,144 $2,144 $2,765

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.