One or more photo(s) has been virtually staged. Discover the unparalleled potential of this Diamond in the Rough! Nestled in the heart of Zephyrhills, this versatile 2-bedroom, 2-bathroom block home offers a unique opportunity with its store/office/residential zoning. Featuring a split floor plan, the home boasts a spacious formal living/dining room combo, a cozy family room with a wood-burning fireplace, and a large enclosed porch perfect for entertaining or lounging by the pool. The huge primary en-suite includes a luxurious garden tub, providing a private retreat. Step outside to find a fenced yard with alley access, a large utility shed, and an inviting pool, all just moments from downtown shops and amenities. With incredible bones and endless possibilities, this home is ideal for those looking to live and work from the same location, or transform it into a thriving office/retail space. Bring your tools and imagination to restore this gem to its former glory. Act fast homes like this don't last long!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $167,920 | $167,920 | $167,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $521 | $521 | $521 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,117 | $1,116 | $1,416 |
Total Monthly Payment | $1,713 | $1,712 | $2,012 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.