PRIDE OF OWNERSHIP is EVIDENT EVERYWHERE in this BEAUTIFULLY UPGRADED AND IMMACULATELY MAINTAINED DREAM HOME! This ONE-OF-A-KIND HOME has been owned by the SAME OWNER FOR THE LAST 30 YEARS and is FULL OF LOVE, WARMTH, CHARACTER and AFFORDABLE LUXURY! The ONLY THING NICER than the UPGRADES is the CONDITION in which the CURRENT OWNER has MAINTAINED THEIR HOME!! MAJOR UPGRADES INCLUDE a BRAND-NEW ROOF INSTALLED in 2024, a NEW DRIVEWAY INSTALLED in 2024, a $50, 000+ KITCHEN RENOVATION in 2022, HARDWOOD FLOORS, PELLA FRONT DOOR, a FULLY FENCED (VINYL) Backyard, UPGRADED LIGHT FIXTURES and CEILING FANS, PLANTATION SHUTTERS, an ACTIVE TERMITE BOND, IN-GROUND LIGHTING, an IRRIGATION SYSTEM, WASHER and DRYER Included and a BACKYARD OASIS that YOU CAN ONLY DREAM OF!! From the moment you arrive at the home, you immediately see the PRIDE OF OWNERSHIP on display with the TOP-OF-LINE CURB APPEAL! Mature Landscaping, a Beautifully Maintained Lawn, A BRAND-NEW DRIVEWAY with walkways to the Front Door and Direct Access to Backyard, STONE FRONT FACADE on the FRONT EXTERIOR of the Home, all brought together by a very VISUALLY APPEALING ARCHITECTURAL EXTERIOR STYLE. Things only get better once you step inside the PELLA FRONT DOOR and are greeted with BEAUTIFUL HARDWOOD FLOORS, SOARING CEILINGS in the Living Room and a STONE FRONT, WOOD BURNING FIREPLACE that extends all the way up to the Highest Point of the Vaulted Ceilings. WOOD CEILING PLANKS and WOOD BEAMS that run along the MAIN LIVING AREA CEILINGS are highlighted by ALL OF THE NATURAL LIGHT that POURS into the MAIN LIVING AREAS OF THE HOME through LARGE WINDOWS THROUGHOUT! The LIVING ROOM is SPACIOUS, yet COMFORTABLE and is CENTRALLY LOCATED in the very desirable floor plan. Off the Living Room is a spacious dining room that leads to one of the two entrances to the BEAUTIFULLY RENOVATED KITCHEN that looks like it BELONGS in a MILLION DOLLAR HOME. NO DETAIL WAS OVERLOOKED when the Owner COMPLETELY RENOVATED THE KITCHEN in 2022 with New Cabinets, New Quartz Countertops, New Dishwasher, New Refrigerator, New Flooring, New Window, Tile Backsplash, New Sink and New Fixtures!! The Primary and Secondary Bedrooms are all LARGE BEDROOMS! The Primary and Secondary Bathrooms are both nicely designed and include very nice features, vanities and fixtures! The backyard has been TOTALLY UPGRADED with an OVERSIZED Deck you can access directly from the Primary Bedroom and over 250 square feet of Entertainment or Relaxation space with FLAGSTONE PAVERS to give you a very functional and visually appealing look! THE LOCATION of the Home is UNBEATABLE! Just a SHORT DISTANCE TO PUBLIC TRANSIT, WITHIN MINUTES of ALL OF THE RESTAURANTS, SHOPPING and LEISURE ACTIVITIES you could want! You are also in the neighborhood of Kewannee Park, which is a 6 Acre Park that includes a Pier, Open Fields, a Pavilion, Basketball Courts, two Playgrounds, a Boardwalk and also serves as the TRAILHEAD to KEWANNEE TRAIL that you can access DIRECTLY FROM THE PARK from all of your BIKING, WALKING or JOGGING needs! Bring Your Pickiest of Buyers! This home WILL NOT disappoint! Make Your Appointment Today!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $340,000 | $340,000 | $340,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $96 | $96 | $96 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,066 | $2,066 | $2,687 |
Total Monthly Payment | $2,237 | $2,237 | $2,858 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.