Discover this spacious, well-maintained home nestled on a large, fenced property with no HOA or rental fees! This charming residence features three bedrooms, with attached bonus rooms perfect for an office or workout space. Enjoy the comfort of a large, screened porch, a garage with an opener, and an impressive kitchen equipped with all appliances. The inside laundry room includes a washer and dryer for added convenience. The property is conveyed with two deeds: 9140, which includes three lots and the home, and 9130, which has two lots, a well, septic tank, and a slab—ideal for future expansion or potential resale. The neighborhood offers convenient access to shopping and more. Additionally, the front yard boasts a lovely gazebo, perfect for entertaining or simply relaxing. The home has been updated with a new roof in December 2023 and a brand new AC system installed in July 2024. With 1, 144 square feet of finished living space and a 12x24 garage, this home is ready for you to explore. Come see it for yourself!
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Our Executive Mortgage Banker:
Our Insurance Division:
$202,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $161,600 | $161,600 | $161,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $43 | $43 | $43 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,075 | $1,074 | $1,386 |
Total Monthly Payment | $1,193 | $1,192 | $1,504 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.