FEEL THE JOY!!! Be the first to live in this beautiful, newly renovated 2-Bed/1-Bath HDFC co-op residence, located in the heart of historic Hamilton Heights. This home offers a perfect blend of original charm, timeless appeal and modern amenities. It’s well organized and comfortable, with high ceilings and pre-war details. Hardwood floors unite the original architectural elements throughout. It delights with many lovely features and is ready for your personal touches. A must see! FEATURED elements: Repaired, replaced, renovated: - electrical wiring, outlets, switches and main panel - recessed lighting - all new plumbing and all new fixtures - large closets and storage space KITCHEN: All NEW everything from floor to ceiling. Stripped down to the studs and sub-flooring, upgraded with… - sparkling white Quartz countertops w/ subway tile backsplash - Stainless steel appliances with 5-year extended warranties - Top-quality French-door fridge with ice maker - BOSCH dishwasher, 44 dBA - LG burner gas range with air fry & griddle accessories - microwave - tiled floor - burner gas range with air fry & griddle accessories - large window BATHROOM: Fully renovated, stripped down to the studs and sub-flooring, upgraded with… - New plumbing - Dark gray, slate bathroom floor - Faux marble wall tiles - Classic claw-foot soaking tub with shower and grab bars - Chrome faucets & fixtures OTHER: - Hardwood floors - restored & refinished - All surfaces primed and painted from floors to ceilings - Designer ceiling fans in 3 main rooms - Exposed brick wall in primary bedroom - Elevator in Bldg. 100 Hamilton Place is a well maintained, 7-story pre-war, elevator and pet-friendly, building; the northern cornerstone of “94-102 Hamilton Place HDFC” that fronts the tree-lined block from 141-142 Streets. The exterior facade has been renovated with brand new energy efficient windows. While there’s no laundry in the building, there’s a convenient 24/7 laundry service on Hamilton Place at the opposite corner of 142nd Street. The twin buildings are named Kaarerskill North & South after a famous two-stage waterfall in the eastern Catskill Mountains of New York. Hamilton Place is a quiet, one-way diagonal block with a gentler environment, and convenient to the city bustle and business on Amsterdam and Broadway. Alexander Hamilton Park and Playground are across the street. Montefiore Square at 138/Broadway. An easy two blocks to Riverside Park and Denny Farrell Riverbank State Park with its indoor olympic size pool, ball fields, hockey, olympic track and field and venue for many special events. Four blocks to 22 acre St. Nicholas Park with dog run, playgrounds, ball courts. Johnny Hartman Plaza nearby at 143rd Street. Nearby, Brotherhood-Sister Sol is a wonderful 25-year organization that impacted the lives of neighborhood youth and their families. Hamilton Heights is a very pleasant neighborhood of Harlem with brownstone-lined streets, stately low-rise apartment buildings, townhouses and a culturally rich history. Ideal for those who wish to find a quiet retreat without leaving the city behind. Hamilton Heights is home to renowned cultural institutions, beautiful parks, and the lovely Sugar Hill district. Enjoy being near the Columbia University Manhattanville campus, just west of City College, close to shopping, services, restaurants, and cafes on Broadway and Amsterdam; more opening all the time. Culinary delights include L’Artista, Fumo, ROKC, Harlem Public, Sweet Chef Southern Style Bakery, Cafe One, Burger & Shake, and many other cafes, restaurants and pubs along Amsterdam and Broadway. HDFC Income restrictions at 165% AMI, 2024 household caps: 1–$180K; 2–$205K; 3–$231K; 4–$256K. Must be primary residence. Co-purchasing permitted subject to income limits for all. - Flip Tax: Seller pays 15% proceeds to co-op, less special assessments and capital improvements up to $25K/room. - Subletting: after 3 years residence w/ Board
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William Raveis Mortgage, LLC
Phone: 347.223.0992
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NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $439,200 | $439,200 | $439,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,922 | $2,919 | $3,766 |
Total Monthly Payment | $3,014 | $3,011 | $3,858 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.