Welcome to your dream townhome nestled in the heart of Amelia Island, Florida, where coastal charm meets modern elegance! This partially renovated residence offers a picturesque blend of comfort, sophistication, and natural beauty. Step inside to discover the inviting warmth of shiplap siding adorning the fireplace, creating a cozy focal point in the living room. The galley kitchen boasts sleek quartz countertops, perfect for culinary adventures, while the porcelain tile floors throughout the living, dining and kitchen areas exude both style and durability. Escape to tranquility in the primary bedroom, conveniently located downstairs and adorned with a charming barn door for added character. As you wake up to the gentle rustle of the nearby pond, imagine starting your day with serene views of ducks, geese, turtles, and other enchanting wildlife right from your window. Entertain guests or simply unwind on the expansive two-level rear deck, where the mesmerizing vista of the community pond serves as your backdrop. Whether you're savoring a morning coffee or hosting an evening soiree, this outdoor oasis provides the perfect setting for every occasion. Cul-de-sac location makes for a quiet location within the community. Conveniently situated just one mile from the pristine beaches of Amelia Island and a mere two miles from the historic downtown of Fernandina Beach, this home offers the best of coastal living and urban convenience. Explore charming boutiques, dine at renowned restaurants, or simply stroll along the picturesque streets steeped in rich history and culture. Current home warranty will transfer to new buyers. HVAC replaced in 2020.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$500,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $400,000 | $400,000 | $400,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $430 | $430 | $430 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,661 | $2,659 | $3,430 |
Total Monthly Payment | $3,183 | $3,181 | $3,952 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.