Exceptional Opportunity in Desirable Lockwood Place! This well-maintained single-family colonial, built in 2003, offers modern updates and charm with an attached two-car garage. Step inside to a spacious kitchen featuring a peninsula, perfect for casual dining, and open to a cozy dining area and living room with a gas fireplace. Enjoy direct access to a private deck from the living room, offering a peaceful, serene, relaxing setting. Upstairs, you'll find a generous primary suite with a soaking tub, separate stand-up shower, and double vanity. Two additional well-sized bedrooms and a large great room over the garage, which can easily serve as a 4th bedroom or a versatile bonus space, add to the home's flexibility. Another full bathroom completes this level. Enjoy low-maintenance living with a monthly association fee of $195, which covers landscaping, snow removal, trash, and access to a playground and tennis courts. This home is ideally situated for commuters, with easy access to Route 3 and 93. Additional features: Hardwood flooring, freshly painted interior, new carpeting, FHA gas heating, central AC, low maintenance vinyl siding, a full unfinished basement for extra storage or potential future expansion, and a fully applianced kitchen. Don't miss this fantastic opportunity to own a wonderful home in a prime location!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $471,920 | $471,920 | $471,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $559 | $559 | $559 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,140 | $3,137 | $3,980 |
Total Monthly Payment | $3,791 | $3,788 | $4,631 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.