**OPEN HOUSE SAT OCT 19 FROM 12pm to 2 pm! ** Experience the best of country living in this enchanting Contemporary home, perfectly situated next to 195 acres of conservation land. As you approach, you will be captivated by the charming stone walls, granite walkways, and a welcoming front porch overlooking organic, pesticide-free gardens. Step inside and be greeted by a sun-drenched first floor that flows seamlessly from the spacious living room to the dining area centered around a cozy wood stove. The 3-Season porch is perfect for relaxing or enjoy your morning coffee on the sunlit deck. The kitchen is a cook's delight, boasting expansive counter space and a true walk-in pantry. Adjacent to the kitchen, the den provides a versatile space that could easily serve as a formal dining room or office, next to a convenient guest 1/2 bath. The oversized bonus room offers endless possibilities - a family room, home office, art studio, or workshop. Upstairs, the generous primary bedroom features a Full ensuite bath, while 2 additional well-sized bedrooms, a full bath, and laundry complete the 2nd floor. The finished walk-out basement adds more flexibility, with an extra room for guests or a private office, along with ample storage space. The surrounding yard offers privacy and functionality, perfect for gardening enthusiasts or those who simply enjoy being outdoors. Add a Barn for the perfect horse property?? And with nearby walking trails, you have more opportunities to explore!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $460,000 | $460,000 | $460,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $751 | $751 | $751 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,060 | $3,057 | $3,879 |
Total Monthly Payment | $3,903 | $3,900 | $4,722 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.