Under contract-accepting backup offers. This home in the Villages is a TURNKEY 2/bedroom, 2/bathroom in the Village of Mira Mesa and is conveniently located near Spanish Springs and Lake Sumter Landing. The furnished home is ready for you to arrive and just unpack your suitcase. This home boasts extra open space for a large office, billiards/party room or it could be enclosed for a mother-in-law suite. The kitchen features granite countertops, white kitchen cabinets with pull-outs and soft-close features and a double oven. There is NO carpet - luxury vinyl flooring throughout (2021). Enjoy the enclosed lanai and birdcage which includes a fire-pit. This home features an upgraded irrigation system and a full security system, both with wireless remote control from your phone. Updates also include a beautiful new master bath (2021), new windows (2020) and a new roof with leaf filters on the gutters (2020). The instant hot water pump, air handler/heat pump (2020) and energy saving system (2023) are valuable cost savers. The 2-car garage offers attic storage with plywood flooring, radiant barrier insulation and built-in ladder. This home is just a short drive to shopping and medical facilities as well as multiple golf courses within a golf cart ride including two courses just a ?good tee shot? away. This is a must see for special features and convenience, ready for you to enjoy The Villages lifestyle! NO BOND!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $279,920 | $279,920 | $279,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.439% | 6.273% | 5.268% |
Monthly Tax Payment | $205 | $205 | $205 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,746 | $1,701 | $1,164,001 |
Total Monthly Payment | $2,025 | $1,980 | $1,164,280 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.