Price Improvement! Welcome to your cozy cottage! This lovely home offers luxury vinyl plank flooring, recessed lighting, plantation shutters along with a living room dining room concept. The eat-in-kitchen is spacious enough with Samsung matching Stainless Steel appliances, epoxy marble countertops, beautiful white cabinets with LED lighting underneath and upgraded hardware. The bedrooms are comfortable with a modern open closet system. The bathroom is well-appointed with upgraded features including a rain shower head. There is plenty of storage space throughout with the laundry closet conveniently located inside. There is also approximately 200 additional sq ft of storage space with an epoxy coated flooring along with a shed on the back of the property. The backyard is generously sized and can be turned into your own private retreat! You will be a short drive from the beach, Pinellas Trail, and downtown Dunedin. This home is in the perfect location. Don't miss out on the opportunity to come visit and start making your own memories. Schedule your showing today!
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Our Executive Mortgage Banker:
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$323,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $258,400 | $258,400 | $258,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $278 | $278 | $278 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,719 | $1,717 | $2,216 |
Total Monthly Payment | $2,072 | $2,070 | $2,569 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.