THIS HOME WEATHERED THE HURRICANE LIKE A CHAMP! BRAND NEW ROOF and NO ASSESSMENTS! Come away from the chaos and flooding on the beaches. . . Twin Oaks in Seminole, Florida, is a 55+ beautifully maintained, VILLA STYLE community with clubhouse, pool, shuffleboard, car wash station, ample guest parking spaces, on-site laundry facilities, community events like bingo and pinochle. CONCRETE BLOCK CONSTRUCTION, TILE ROOFS, stately oaks provide cool shade. FLOOD ZONE X, NON-EVACUATION ZONE and 40 FEET ABOVE SEA LEVEL. If you're tired of having to leave your home for hurricanes, then leave the condo chaos behind on the beaches and come check out this solid home with its open floor plan, FULLY FINISHED BONUS ROOM and shady back garden space, which is still only a 10 minute drive away from our fabulous, internationally rated beaches. The large bedroom has a HUGE WALK-IN CLOSET that is actually big enough for two people to share! The entry hall has an additional HUGE full-wall closet, with another deep and wide closet right between the bathroom and the bedroom. Drive into your ASSIGNED PARKING SPACE RIGHT OUTSIDE YOUR FRONT DOOR—no hauling groceries up the stairs or elevator. This home has been lovingly and militarily maintained by these owners, and they are ready to pass the baton to a new owner. Popular amenities nearby include the recently opened Seminole City Center (seminolecitycenter. com), Seminole Library at St Pete College (spcollege. edu), USPS, Publix, Sprouts, Fresh Market, shopping, restaurants, home improvement stores. . . just about all you might need within a short distance. From Twin Oaks you can also get to three major downtowns of St. Petersburg, Clearwater and Tampa, including their international airports, in about a 20-30 minute drive. All three cities are also well-known for their extensive medical facilities and specialty physicians. Add in the Bay Pines Veterans complex 10 minutes away and you've got a medical mecca practically in your backyard. Pinellas County is also home to over 50, 000 acres of recreational space, including the Pinellas Trail and Walsingham Park around the corner. Check out additional community boons on the City of Seminole website (myseminole. com). Appointments available now for this block home with Simonton Hurricane windows and Carrier 2ton AC 2014 (new capacitor 2021). Pets may be permitted with proper documentation, please see the MLS attachments for more info on the wonderful community of Twin Oaks (twinoakscondo. com).
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $127,200 | $127,200 | $127,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $22 | $22 | $22 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $846 | $845 | $1,091 |
Total Monthly Payment | $943 | $942 | $1,188 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.