The Gardens at Rhinebeck offers luxury condo easy living only minutes from the village of Rhinebeck. This 1 bedroom A unit condo is located on a quiet lane and is in excellent move-in condition. The unit has plenty of natural light with an east-west orientation. The 1st floor features a foyer, a kitchen (Granite counter tops, all Stainless Steel appliances are 2 to 3 years old, the refrigerator, stove & microwave are all Whirlpool, the dishwasher Bosch, faucet Kohler, Cherry wood cabinets) which overlooks the dining room, the DR (w/sliding glass door to a private patio with tranquil views of nature) is open to the living room (electric fireplace) and there is a half bath and laundry (newer Samsung front loading models) area as well. Upstairs features a spacious den/TV area with a large storage closet, a large bedroom with 2 closets, a full bathroom with a bathtub/shower. On the 1st level there are wood and tile floors and 2nd level has wall to wall carpeting and tile. There is an attached one car garage with additional storage space. The Gardens at Rhinebeck club house offers a Gunite heated pool, tennis courts, pickle ball courts, gym with showers, an events room with a kitchen, bathrooms and large deck. Minutes from shopping, Rhinebeck village, Amtrak train station, Bard college and the town library & park. This is an opportunity to move to a wonderful condo in a perfect location. Please see the 3D interactive floor plan tour to fully appreciate this unit.
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NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $398,400 | $398,400 | $398,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.412% |
Monthly Tax Payment | $370 | $370 | $370 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,718 | $2,648 | $3,389 |
Total Monthly Payment | $3,163 | $3,093 | $3,834 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.