640 Middle Street, Portsmouth, NH, 03801 | $3,499,000

Welcome to “Stella Maris”-one of downtown Portsmouth’s most adored homes. This charming gambrel was meticulously & extensively renovated in 2016 by an acclaimed local architect who perfectly preserved the historic character and added luxury modern conveniences to create a breathtaking property. With over 3, 700 finished sf, a 2-car garage & a . 33-acre lot that is thoughtfully landscaped (and irrigated) to bloom all season, this home is ideally sized & situated just a stroll to Market Square & the West End. The 1st floor feat. an open-concept dining area, sitting room, kitchen and breakfast nook highlighted by a wood-burning fireplace, a gas fireplace & marble countertops. A pocket door leads to a delightful living room and a private office. The sunny 1st floor is rounded out by a mudroom, powder room, invaluable butler’s pantry-with soapstone counter, sink, dishwasher, double oven & beverage fridge-and screened porch. The open stairway to the 2nd floor boasts grand, turn-of-the century details. The 2nd floor feat. a primary bedroom suite with a gas fireplace, private deck, custom walk-in closet and generous bathroom with soaking tub. Two guest bedrooms (one with two custom-built queen beds and creative finishes) share a ¾ bathroom. The 2nd floor has a laundry room, too. The 3rd floor incl. a sweet bonus room. The walk-out basement leads to a 4th bedroom, another large laundry room, a beautiful 3/4 bath & out to a stone patio. Many recent updates since 2022-see attached list.

Features

  • Rooms: 13
  • Bedrooms: 4
  • Baths: 1 full / 2 three-quarter / 1 half
  • Style: Gambrel
  • Year Built: 1902
  • Garage: 2-car Garage
  • Heating: Hot Air,Hot Water,Multi Zone,Radiant Floor
  • Cooling: Central AC
  • Basement: Concrete Floor,Daylight,Exterior Access,Full,Partially Finished,Stairs - Interior,Storage Space,Sump Pump,Walkout
  • Approx Sq. Feet: 3,769
  • Acreage: 0.33
  • Est. Taxes: $29,912
  • Lot Desc: City Lot,Landscaped,Sidewalks
  • Elem. School: Little Harbor School
  • Middle School: Portsmouth Middle School
  • High School: Portsmouth High School
  • School District: Portsmouth
  • MLS#: 5015088
  • Website: https://www.raveis.com
    /eprop/5015088/640middlestreet_portsmouth_nh?source=qrflyer
©2024 New England Real Estate Network, Inc. All rights reserved.This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 11/4/2024
Listing courtesy of The Aland Realty Group   Phone: 603-501-0463
Listing Agent: Abigail Hackett

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640 Middle Street, Portsmouth, NH, 03801

$3,499,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $2,799,200 $2,799,200 $2,799,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.500% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.955% 6.612% 6.182%
Monthly Tax Payment $2,493 $2,493 $2,493
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $16,114 $17,693 $23,621
Total Monthly Payment $18,732 $20,311 $26,239

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.