Welcome to this delightful two-bedroom, two-bathroom villa nestled on a prime CORNER LOT in the sought-after 55+ Shangri La community in Largo, featuring a rare opportunity for FHA and VA buyers! Perfectly suited for a relaxed or active lifestyle, this home boasts numerous UPDATES and features designed to offer both comfort and convenience. As you arrive, you'll be greeted by a carport with epoxied flooring, ensuring a clean and durable parking space. This villa, LARGEST in the community, has been well-maintained, featuring newer windows, plantation shutters, and a freshly painted interior with new doors that enhance both energy efficiency and style. The recently refreshed ROOF (2024) adds peace of mind for future maintenance. Step inside to discover an updated interior with a modern touch. The beautifully renovated kitchen showcases new cabinets, top-of-the-line stainless steel appliances, Quartz countertops, and a chic mosaic backsplash—ideal for both cooking and entertaining. This villa comes fully equipped with TVs, making it ready for your enjoyment. The primary bedroom offers a serene retreat, complete with a double closet and a private attached bathroom that has been thoughtfully updated with a newer vanity and light fixture. The second bathroom also features a new vanity and light fixture and conveniently houses a new stackable WASHER & DRYER, making laundry a breeze. Enjoy the additional living space in the cozy Florida room, which features an extra storage closet for all your organizational needs. With multiple outdoor seating areas, this villa is perfect for soaking up the beautiful Florida weather. Also included are essential amenities such as a dining room table, front porch furniture, home generator, and gas cans for added convenience. The Shangri La community offers fantastic amenities, including a refreshing community pool, shuffleboard courts, and a clubhouse that hosts a variety of activities and events, fostering a vibrant social atmosphere. Your HOA fees include Sewer, Trash, Water, & More. You’re also just a short drive away from the stunning Gulf beaches, as well as multiple shopping centers and restaurants for all your daily needs. Don’t miss this incredible opportunity to embrace a relaxed, active lifestyle in a welcoming community. Schedule your visit today and make this charming villa your new home, complete with dining room furniture and front porch seating for your outdoor enjoyment!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$240,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $192,000 | $192,000 | $192,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.412% |
Monthly Tax Payment | $205 | $205 | $205 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,310 | $1,276 | $1,633 |
Total Monthly Payment | $1,590 | $1,556 | $1,913 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.