*HOME QUALIFIES FOR $20K GRANT TO USE TOWARDS BUYERS CLOSING COSTS WITH PREFERRED LENDER* Conveniently located near the Historic Springfield area of Jacksonville, this newly updated 1136 sq ft home, along with a 296 sq ft in-law suite, offers a generous layout and modern conveniences. Enjoy peace of mind with a brand new roof, new AC, new skylight and new electrical all replaced in the last few months! The main house includes 3 bedrooms and 2 bathrooms, with Flex/opt 5th bedroom. Home features an open-concept design that creates a bright, airy living space perfect for both relaxing and hosting. The kitchen stands out for its size and natural light, making it an ideal space for cooking and gathering. Adjacent to the main residence is a separate in-law suite, complete with its own bedroom and bathroom. The home's exterior is well-kept and adds to its overall inviting charm. Don't miss your chance to own this amazing home!
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Our Executive Mortgage Banker:
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$195,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $156,000 | $156,000 | $156,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $18 | $18 | $18 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,038 | $1,037 | $1,338 |
Total Monthly Payment | $1,131 | $1,130 | $1,431 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.