Welcome to your peaceful oasis in the heart of On Top of the World, Clearwater’s premier gated 55+ active community. This inviting two-bedroom, two-bathroom condo on the second floor offers stunning views of tranquil ponds and serene lakes, creating a perfect retreat for relaxation. Upon entering, you’ll be greeted by a bright and airy front living room filled with natural light, enhanced by large windows and plantation shutters. The interior has been freshly painted, and new fans and light fixtures add a modern touch throughout. Beautiful wood-look vinyl flooring flows seamlessly in the living room and a hallway leads you into the kitchen and dining area. The well-appointed kitchen features elegant granite countertops, matching appliances, and a convenient separate pantry, making meal prep a delight. Enjoy picturesque lake views from the dining room, perfect for enjoying your morning coffee or hosting family dinners. Both bedrooms are designed for comfort, featuring plantation shutters and wood-look vinyl flooring. The primary bedroom includes double closets and a private attached bathroom, both thoughtfully updated for your convenience. The second bedroom also offers ample closet space, ideal for guests or as a home office. This condo includes a stackable washer and dryer for in-unit laundry, along with plenty of additional storage throughout.
On Top of the World offers an impressive array of amenities, including multiple pools, tennis courts, shuffleboard courts, and two golf courses. Stay active in the fitness center, participate in a variety of clubs and organizations, or unwind in the community clubhouse or library. With multiple lakes and a dog park, there’s something for everyone to enjoy. The HOA fees cover basic cable, water, sewer, trash, and the security of a gated community with a guard. Located close to shopping centers, banks, and the vibrant restaurants of Downtown Dunedin, you’ll also be just a short drive from the stunning Gulf beaches. Don’t miss the opportunity to make this lovely condo your new home in a vibrant and welcoming community. Schedule your visit today and experience the best of Florida living!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $226,400 | $226,400 | $226,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.412% |
Monthly Tax Payment | $230 | $230 | $230 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,544 | $1,505 | $1,926 |
Total Monthly Payment | $1,849 | $1,810 | $2,231 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.