This charming free-standing home is nestled in the heart of Simsbury within the 55+ Powder Forest Homes community-a peaceful retreat just what you've been looking for. The beautiful front porch welcomes you as you pull into the oversized driveway and attached oversized 2-car garage, perfect for additional storage or workshop space. The home features modern conveniences, including spacious living areas with gleaming hardwood floors, a remodeled kitchen (2019) and bathrooms, and ample storage throughout. The eat-in kitchen features an open floor plan with views into the living and dining areas, while the living room boasts a gas-burning fireplace and easy access to the maintenance-free composite deck. The laundry area, located adjacent to the primary bedroom, makes one-floor living a breeze. In the spacious primary bedroom, you'll find a walk-in closet and ensuite bath for ultimate comfort. Perfect for those who value convenience, the home is just minutes away from Simsbury's town center, shopping, and recreational trails at Stratton Brook State Park. The community also features a living room, billiards room, fitness center, wine cellar, and a caterer's kitchen in the clubhouse. Simsbury, located between NYC and Boston, is only 20 minutes from Bradley International Airport and features amenities such as the Performing Arts Center, hiking & biking trails, fantastic restaurants, wineries, golf courses, and both public and private recreation facilities.
Type | Level |
---|---|
Bedroom 1 | Upper |
Dining Room | Main |
Living Room | Main |
Primary Bedroom | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $480,000 | $480,000 | $480,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $777 | $777 | $777 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,193 | $3,190 | $4,116 |
Total Monthly Payment | $4,062 | $4,059 | $4,985 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.