*LEASE ASSIGNMENT FROM NOV-MARCH* Large renovated one bedroom, one bathroom, granite countertops, stainless appliances, two walk in closets, hardwood floors, 9 1/2 ceilings, partial park view, half block to park, 2 blocks to 4, 5, 6 subway lines. APARTMENT FEATURES Walk-in Closet High Ceilings Windowed Kitchen Foyer Granite Countertops 12 East 86th Street, the Croydon, was built in 1922, operating as a residential hotel until its conversion to an apartment house in 1976, and still maintains a timeless elegance with modern renovations. Many apartments feature foyers, high ceilings, oak floors, stainless steel appliances, and granite countertops. 12 East 86th Street is located in one of the most coveted neighborhoods in Manhattan and is both sophisticated and convenient. Residents enjoy concierge services, a fitness center, a laundry room, and an on-site parking garage. • Pet Friendly • Concierge • Garage • Bike Room • Laundry Facilities • Wi-Fi Zone
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Our Executive Mortgage Banker:
Our Insurance Division:
$4,700
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $3,760 | $3,760 | $3,760 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $23 | $23 | $30 |
Total Monthly Payment | $98 | $98 | $105 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.