Your own personal oasis awaits in the ever-desirable Silver Lake neighborhood. From the moment you arrive at this well-established community, its attractive homes and convenient setting will impress one and all. Step inside to see the light shining in on the open-concept living room and dining room with wood-burning fireplace. Beautifully updated kitchen has granite counters, stainless steel appliances and a door to an adjacent side patio, perfect for grilling. A roomy primary bedroom, renovated bathroom and a large walk-in closet are just down the hall. Two big bedrooms and another updated bathroom round out the second level. Downstairs is a bright recreation room with easy access to a private screened-in porch overlooking the meticulously landscaped lawn. Laundry room with great storage and direct access to the garage complete the lower level. Paradise awaits outside with your own heated saltwater pool most can only dream of. Fully fenced and artfully landscaped to create picturesque views from every angle. An ideal home for hosting gatherings of all sizes that has the advantage of being accessible to practically everything Westchester County has to offer. Just over a mile to downtown White Plains and under two miles to the White Plains Metro-North station for a 35-minute ride to GCT. A short stroll to Lake Street for a plethora of restaurants, shops, park, playground and the Silver Lake Preserve. Along with low taxes just over $14, 000 after the STAR reduction, this is one home not to be missed. Don't be late to preview this special residence at 18 Kingston Avenue.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $719,200 | $719,200 | $719,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.500% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.955% | 6.612% | 6.182% |
Monthly Tax Payment | $1,268 | $1,268 | $1,268 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,140 | $4,546 | $6,069 |
Total Monthly Payment | $5,500 | $5,906 | $7,429 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.