Stunning fully updated 2-3 Bedroom, 2. 5 Bathroom Delmar unit Townhouse in Country Pointe. Approx. 1, 932 sqft. + Addt'l 987 sqft. in Full Unfinished Basement. 2-Car Driveway + 1-Car Garage. Soaring Cathedral ceilings, Open concept Living Room & Dining Room for easy entertaining. Hardwood floors throughout first floor, 2 year old carpet throughout second floor. Updated eat-in Kitchen with new Quartz countertops, new floor, new backsplash, and 4 year old appliances. Kitchen has access to private backyard with upgraded Anderson sliding door and custom built 50-year TimberTech deck. First floor also includes a generously sized Bedroom with fully renovated Bathroom (2022), a newly renovated Half Bath/Powder Room, Washer & Dryer, and finished stairwell leading down to the Full Unfinished Basement. Second floor features an expansive Loft area with lots of natural light. The Loft can be used for a Home Office and Den (as seen) or easily converted to a 3rd Bedroom. Also located on the second floor is the extra large Primary Bedroom with large Walk-in Closet, a large Sitting area, and newly renovated Bathroom. The full-size Basement has high ceilings, water hook-up with sink, updated furnace and water heater, whole-house water filtration system, and tons of storage space. Crown moldings throughout the entire home, upgraded outlets, updated A/C units, newly paved Driveway, and so much more! Lots of Parking for guests near home. Community is gated with a 24-hour Guard/Gate House and offers several amenities such as a Clubhouse, Gym, Tennis & Pickleball Courts, Swimming Pool, Bocce Ball, and Playground. Taxes (without STAR) are $7, 047. 99 + Monthly HOA fees of $605. 00. Basic STAR Exemption reduces taxes by approx. $1, 062. 64.
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Our Executive Mortgage Banker:
Our Insurance Division:
$559,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $447,200 | $447,200 | $447,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $587 | $587 | $587 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,975 | $2,938 | $3,771 |
Total Monthly Payment | $3,654 | $3,617 | $4,450 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.