Ideal starter or retirement home in deed-restricted and much desirable "Canterbury Chase" neighborhood (not 55+), walking distance to Blessed Sacrament Church and Private School, as well as into 160-acres Boca Ciega Millenium Park with waterfront observatory, boardwalks, playground, shelters, and dog park. No flood, No evacuation zone! Clean and move-in ready 2 bedroom 2 bath home with 2 small back porches on each side of the house - open floorplan concept. Home features a circular driveway with ample parking, an oversized 2-Car Garage with newer electric panel box, water softener/ purification system, hot water heater from 2015, wooden hurricane shutters for each window, and well pump for the sprinkler system. Tile roof from 2001, flat roof in 2019, newer A/C in 2021, modern ceiling fans, and all newer windows & sliding glass doors throughout. INSIDE LAUNDRY ROOM! The functional kitchen features 2 pantries, newer Samsung, Whirlpool, Kenmore and Kitchen-Aid appliances, including washer and dryer. There are ceramic tile floors and carpets but it appears there is original Terrazzo flooring from 1970 throughout the home. This property is located only minutes to Madeira Beach (white, sandy Gulf beaches), new Seminole City Center with movie theater, restaurants, bars, and numerous stores, Freedom Square Independent & Assisted Living, the Post Office & City Hall, Seminole Rec Center, St. Petersburg College, Bay Pines Veteran's Hospital, & Tyrone Mall. Come see this lovely residence today and make it your own!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $367,920 | $367,920 | $367,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $181 | $181 | $181 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,448 | $2,445 | $3,155 |
Total Monthly Payment | $2,704 | $2,701 | $3,411 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.