BUILT TO LAST - 5890 Lake Lizzie Drive - NO HOA - 1. 45 ACRES - ALL BRICK HOME - CONCRETE TILE ROOF - CIRCLE DRIVEWAY - 2 CAR SIDE ENTRY GARAGE ATTACHED & 2 CAR DETACHED GARAGE w/ ELECTRIC- LOTS OF STORAGE - FLORIDA ROOM - 10' CEILINGS & WIDE HALLWAYS - WELL - SEPTIC - NO REAR NEIGHBORS - KEEP BACKYARD WOODED or CLEAR - Welcome to this spectacular all-brick home in the heart of St. Cloud! Nestled on a sprawling 1. 45-acre lot with no HOA, this one-story gem is perfect for nature lovers and families alike. With 3, 692 sq. ft. of living space, this home offers ample room for everyone. It boasts 3 bedrooms, each with its own ensuite bathroom, plus an additional 1. 5 bathrooms for guests. Enjoy formal living and dining rooms, a cozy family room with built-in shelving, and a kitchen featuring an island and breakfast nook. The home includes a large laundry room, plenty of storage, and a Florida room with air conditioning. Benefit from a side-entry 2-car attached garage, plus a 2-car detached garage with electricity—ideal for extra vehicles or a workshop. The property features a concrete tile roof, irrigation system, circle driveway, covered back porch, and a fire pit. With no rear neighbors, privacy is guaranteed. Constructed in 1999 and only owned by two families so far, this home has been meticulously maintained. Conveniently situated close to beaches, popular travel routes, the international airport, shopping, restaurants, and new schools, this home offers the perfect blend of tranquility and accessibility. Located in a vibrant community with top-rated schools, it is an ideal setting for raising a family. This remarkable property is not just a house; it's a forever home waiting for the right owner to create lifelong memories. Don't miss out on this unique opportunity to own a slice of paradise in St. Cloud. Contact us today to schedule a showing and make this dream home yours! - This property is NOT zoned for Short Term Rentals.
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William Raveis Real Estate
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Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $608,000 | $608,000 | $608,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $351 | $351 | $351 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,148 | $4,041 | $5,213 |
Total Monthly Payment | $4,591 | $4,484 | $5,656 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.