Experience comfortable living in this spacious and modern retreat. With a generous 2, 352 sq ft of living space, this home offers four bedrooms, 2. 5 bathrooms, two distinct living areas, and a formal dining room. An additional 440 sq ft two-bay garage adds convenience and enhances the easy Catskills lifestyle. Built in 2007, the house features modern systems, thick insulation, and elegant oak flooring, complemented by both a pellet stove and a propane fireplace for warmth and ambiance. The open-concept kitchen boasts ample counter space and storage, with a sliding door leading to a private back deck. The first living area, adjacent to the kitchen, centers around a cozy propane fireplace. The formal dining room, with its inlaid hardwood flooring, is perfect for holiday gatherings. The second living room, accessible through double French doors, offers a pellet stove and a comfortable space for relaxation. A convenient half bath near the foyer is ideal for guests. Upstairs, you'll find four well-appointed bedrooms. The primary suite is a spacious retreat featuring two closets and an en suite bathroom with a deep soaking tub, walk-in shower, and double sinks. The remaining three bedrooms share a hallway bathroom, and a washer/dryer is conveniently located upstairs. The fourth bedroom is currently set up as an office, but has a closet and plenty of room for a twin or full bed. The attached two-bay garage provides ample space for vehicles and storage. The paved driveway ensures easy access year-round, even during snowy winters. The property's 3 acres include a charming stream that is audible from the house, adding to the serene atmosphere. Enjoy outdoor living on the private back deck or around the fire pit, perfect for s'mores on a summer night. The fenced, raised garden beds are ideal for growing your own vegetables, and the peach trees offer a bounty of fresh fruit. A garden shed is also available for all your gardening tools.
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Our Executive Mortgage Banker:
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$549,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $439,200 | $439,200 | $439,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $721 | $721 | $721 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,922 | $2,885 | $3,704 |
Total Monthly Payment | $3,735 | $3,698 | $4,517 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.