Presented byTeam AFA - Southport |
Tucked away at the end of a quiet cul-de-sac, you'll find this renovated and beautifully maintained cottage with a gorgeous yard set along the Five Mile River. The oversized gourmet kitchen offers a light-filled oasis where you can comfortably entertain guests. Walk through the French doors onto the stunning bluestone patio surrounded by picturesque landscaping and the tranquil sounds of the gentle river - truly a unique property for Rowayton! The living room envelops you in a cozy atmosphere with a stone wood-burning fireplace. This move-in-ready property includes high-end finishes, beautiful blonde wide-plank floors, Carrara marble floors in the bathrooms, a large California closet in the primary bedroom, and plenty of storage throughout. Enjoy all the advantages and delights of living in this coastal town - from the beaches to the parks and the incredible sense of community. It's an easy walk to town or the train with newly updated sidewalks! This Five Mile Cottage is a gem in Rowayton - not to be missed!
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Hardwood Floor | 9.0 x 10.0 | Main |
Half Bath | Marble Floor | Main | |
Kitchen | Remodeled,Skylight,Quartz Counters,Dining Area,French Doors,Laundry Hookup | Main | |
Living Room | Fireplace,Hardwood Floor | Main | |
Primary Bath | Full Bath,Marble Floor | Main | |
Primary Bedroom | Full Bath,Hardwood Floor | 10.0 x 13.0 | Main |
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,200 | $639,200 | $639,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $956 | $956 | $956 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,253 | $4,248 | $5,390 |
Total Monthly Payment | $5,301 | $5,296 | $6,438 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.