BEAUTIFUL RANCH HOME Step into this charming 3-bedroom, 3-bath ranch home in picturesque Cortland Manor, where every detail exudes elegance. This newly updated gem boasts bright, airy spaces with stunning hardwood floors and sophisticated crown molding. The kitchen features gorgeous granite countertops, new appliances, and beautiful cabinetry, seamlessly flowing into a spacious dining room. The inviting living room, complete with a wood-burning fireplace, is perfect for cozy gatherings. The expansive sunroom/flex space offers endless possibilities for your lifestyle needs. The primary bedroom offers a serene retreat, while the two additional bedrooms provide versatility for guests or a home office. The stylish baths add a touch of elegance, making them functional and inviting. Perfect for relaxation and comfort! The finished lower level boasts an additional 1200 sq ft and provides a versatile den with a bar, flex space/office, bathroom, a laundry room, and additional storage. Outside, enjoy the privacy of a fully fenced backyard. Conveniently located close to public transportation, shopping, restaurants, schools, and major roadways.
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Our Executive Mortgage Banker:
Our Insurance Division:
$599,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,200 | $479,200 | $479,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $994 | $994 | $994 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,188 | $3,185 | $4,109 |
Total Monthly Payment | $4,274 | $4,271 | $5,195 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.