128 West 138th Street, #2G, New York (West Harlem), NY, 10030 | $425,000

128 West 138th Street, Unit 2G is a charming 2-bedroom, 1-bathroom coop located in the heart of Harlem, across the boulevard from Strivers Row and next door to the historic Abyssinian Baptist Church. This pre-war building offers a unique blend of classic charm and modern comfort.

The unit features:

- 2 bedrooms, including a main bedroom with a dressing room and a second bedroom with plenty of storage and a walk-in closet
- 1 bathroom with natural light
- A windowed kitchen with ample counter space and storage
- Hardwood floors throughout the living areas
- 2 outdoor spaces

Building amenities include:

- Laundry room with washer and dryer
- Bike storage
- Community room
- Package storage for deliveries
- Live-in superintendent and daily porter for added convenience and security

Holstein Court is a well-managed HDFC co-op, with low maintenance fees and a strong sense of community. The building is close to many iconic Harlem landmarks, including:

- St. Nicholas Park
- City College
- Harlem Hospital
- Schomburg Center
- Harlem YMCA
- Red Rooster
- Ponty Bistro
- The Shrine
- Harlem Nights
- Harlem Hops
- 125th shopping - Wholefoods, Trader Joe, Marshall, Burlington, Target, Pandora and more. . . .

The location is also convenient for transportation, with:

- B, C, and 2, 3 Subways nearby
- Many bus lines
- FDR and Harlem River Drive

Income restrictions apply:

- 120% AMI
- 2023 income caps: $112, 080 (1 person), $128, 160 (2 people), $144, 120 (3 people), $160, 080 (4 people)

Schedule a showing today to learn more about this exceptional opportunity to own a piece of Harlem history!

Features

  • Town: New York
  • Cooling: Unknown Type
  • Levels: 6
  • Rooms: 4
  • Bedrooms: 2
  • Baths: 1 full
  • Complex: Holstein Court
  • Year Built: 1930
  • Pet Policy: No Pets
  • Washer/Dryer Allowed: No
  • Building Access : Elevator
  • Service Level: Video Intercom
  • LobbyAttendant: No
  • OLR#: RPLU33423192736
  • Days on Market: 6 days
  • Website: https://www.raveis.com
    /prop/RPLU33423192736/128west138thstreet_newyork_ny?source=qrflyer
All information is intended only for the Registrant’s personal, non-commercial use. This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. RLS Data display by William Raveis Real Estate, Inc.
Listing courtesy of Corcoran Group

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Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.Alvarez@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

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Our Insurance Division:

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128 West 138th Street, #2G, New York (West Harlem), NY, 10030

$425,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah Alvarez

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.Alvarez@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $340,000 $340,000 $340,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 5.990% 4.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.398% 6.161% 5.152%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,066 $2,036 $2,667
Total Monthly Payment $2,141 $2,111 $2,742

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.