**Pristine Island Home with Marsh Views, Just Blocks from the Ocean!** This stunning beach home, built in 2023, still feels brand new. Enjoy the serene shaded back porch overlooking a tidal preserve, where you'll often spot deer and other wildlife. The interior is equally impressive, featuring two primary en suite bedrooms on the ground floor with beautifully appointed bathrooms. The custom kitchen boasts a large island, a designer range hood, and smooth ceilings. LVP flooring runs throughout, complemented by stylish designer wallpaper. Upstairs, you'll find two additional bedrooms, a full bathroom, and a loft space. Perfectly located within walking distance of restaurants, coffee shops, grocery stores, and the beach, this home is just a short bike ride from the pier, farmers market, and amphitheater. Experience the charm of historic St. Augustine and the best of beach living! NO HOA. Short term rentals allowed, sold fully furnished, and offers the option of owner financing.
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Our Executive Mortgage Banker:
Our Insurance Division:
$849,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $679,200 | $679,200 | $679,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.625% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.282% | 6.762% | 6.036% |
Monthly Tax Payment | $122 | $122 | $122 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,349 | $4,349 | $5,963 |
Total Monthly Payment | $4,563 | $4,563 | $6,177 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.