Welcome to your newly renovated 3-bedroom, 2-bathroom home in Polk City, ideally situated with convenient access to SR-33, the Polk Parkway, and the interstate, perfectly positioned between Tampa and Orlando, and close to Lakeland. Enjoy nearby walking trails and lakes for outdoor leisure. This home has been completely transformed inside and out. Upon entering, you'll be greeted by an open floor plan featuring luxury vinyl plank flooring, a knockdown textured ceiling, new ceiling fans, and an expansive kitchen that's a chef's dream. The kitchen boasts newly installed granite countertops, fresh cabinets, skylights, a breakfast bar, stainless steel appliances, and a closet pantry, making it perfect for both everyday cooking and entertaining. The living room, dining area, and kitchen flow seamlessly together, creating a welcoming and functional space. The primary bedroom offers a large walk-in closet and an updated en-suite bathroom with a dual sink granite vanity and a tiled walk-in shower. The split bedroom plan places the additional two bedrooms and another full bathroom on the opposite side of the home. These bedrooms feature new flooring and built-in closets, while the additional bathroom has been updated with a new vanity, sink, and walk-in shower. Set on a corner lot with beautifully trimmed oak trees providing shade, this property also includes a covered, fully screened front porch ideal for relaxing and a rear enclosed porch that can accommodate ample patio furnishings. A bonus room houses the laundry and offers extra storage or workshop space. The covered carport and extended driveway provide ample parking for larger vehicles. Additional highlights include no HOA fees, public water and sewer, a recently painted interior and exterior, a well-maintained HVAC system (installed in 2016), a metal roof, updated plumbing, rain gutters, and a small storage shed. Schedule a showing today to experience all that this home has to offer!
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$209,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $167,200 | $167,200 | $167,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $171 | $171 | $171 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,112 | $1,111 | $1,434 |
Total Monthly Payment | $1,357 | $1,356 | $1,679 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.