This picture-worthy expanded gambrel sits on over an acre of land on scenic Spring Hill Rd, a walkable neighborhood tucked between Amherst & Mont Vernon Village. The longtime owners have done all the updates so you don't have to. . . all new Harvey windows throughout, new roof, septic, driveway, garage doors, mini-splits. . . the list goes on! Surrounded by mature maples and gorgeous beds, you will enjoy outdoor living on the screened-in porch or the spacious deck or firepit area, surrounded by rock walls and landscaping-- perfect for gatherings! Inside, a large updated eat-in kitchen offers a warm and inviting space filled with natural light, massive island and a 2nd sink, making it a great place for family meals and entertaining. A bright corner dining room has a formal-yet-comfy farmhouse feel while the large front living room enjoys oversized windows overlooking the park-like grounds with distant views. Upstairs find a sunny primary bedroom with updated ensuite bathroom and 2 closets along with 3 more well-sized bedrooms and an updated full bathroom. Throughout the house, sunlight floods the space, and hardwood floors run throughout, adding timeless elegance. The finished basement provides additional living space, ideal for a theater, playroom, home office, or gym, offering flexibility to suit your lifestyle. With top-rated schools and a friendly small-town feel, this well-maintained home seamlessly blends classic design with modern amenities. Don't miss this special home!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $559,920 | $559,920 | $559,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $703 | $703 | $703 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,402 | $3,402 | $4,425 |
Total Monthly Payment | $4,197 | $4,197 | $5,220 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.