This picture-worthy, thoroughly updated home sits on over an acre of land in this lovely WALKABLE NEIGHBORHOOD tucked between Amherst & Mont Vernon Village. The longtime owners have done all the updates so you don't have to, including all newer HARVEY WINDOWS, new roof, septic, driveway, garage doors, 3 new MINI-SPLITS, front door and granite steps -- SEE FULL UPDATES LIST ATTACHED! Surrounded by mature maples and gorgeous beds, enjoy outdoor living on the SCREEN PORCH, spacious deck or FIRE PIT area with wooded landscaped views. Inside, a large updated eat-in kitchen offers an inviting space filled with natural light, LARGE ISLAND and a 2nd sink -- great place for family meals and entertaining. A bright corner dining room has a formal-yet-comfy farmhouse feel while the large front living room enjoys OVERSIZED WINDOWS overlooking the park-like grounds with distant views. Off the kitchen, a large family room is centered on a new VT CASTINGS WOOD STOVE and connects to the LARGE MUDROOM with SO much storage! Upstairs find a sunny primary bedroom with updated ENSUITE BATHROOM along with 3 more well-sized bedrooms and an updated full bathroom. Sunlight floods the space with hardwood & new luxury vinyl plank floors, adding timeless elegance. The finished basement is ideal for a theater, playroom, home office, or gym along with an HGTV-WORTHY LAUNDRY ROOM! With top-rated schools and a friendly small-town feel, you will love the blend of classic & modern amenities. WELCOME HOME!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $532,000 | $532,000 | $532,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $703 | $703 | $703 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,539 | $3,536 | $4,561 |
Total Monthly Payment | $4,334 | $4,331 | $5,356 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.