Welcome to this amazing home in West Redding on 2. 38 acres providing plenty of privacy for your peace of mind. Located near western Connecticut's route 7 with easy access to get where you need to be when you're not at home enjoying all the space this home provides. This over 2800 s. f. split-level ranch comes with 4 bedrooms (3 upper, 1 lower), 3 full bathrooms, large living areas upstairs and down, and a screened porch perfect for all seasons. The latest property upgrades include a new central air system, Leaf Filter gutter system, and a Generac 13-kilowatt transfer switch generator to keep you comfortable during any situation. This home is conveniently located just 5 minutes from the Redding train station providing plenty of options for anyone commuting to Stamford, CT (45 minutes) or Manhattan, NY (90 minutes). If the train isn't for you, Route 7 is an easy drive for your daily work schedule. The property provides plenty of usable land for all your hobbies with enough space for parties, bar-b-ques, holiday celebrations, and general recreation including a nicely sized hill for winter snow sledding or a very large 31x18 above ground swimming pool. A fun nature trail on the perimeter within your property line gives you complete privacy for your hiking pleasure. That's right! Take a walk around your property with approximately 0. 20 miles per lap giving you safe exercise without leaving your driveway. Tremendous opportunity in bucolic Redding!
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Hardwood Floor,Full Bath | 15.0 x 11.0 | Main |
Bedroom 2 | Hardwood Floor | 11.0 x 10.0 | Main |
Bedroom 3 | Wall/Wall Carpet | 11.0 x 12.0 | Lower |
Dining Room | Hardwood Floor | 14.0 x 12.0 | Main |
Family Room | Book Shelves,Fireplace,Wall/Wall Carpet,Hardwood Floor | 17.0 x 24.0 | Lower |
Kitchen | Laminate Floor,Granite Counters | 14.0 x 12.0 | Main |
Living Room | Hardwood Floor | 16.0 x 13.0 | Main |
Primary Bedroom | Full Bath,Walk-In Closet,Hardwood Floor | 15.0 x 14.0 | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $559,200 | $559,200 | $559,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $842 | $842 | $842 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,720 | $3,717 | $4,716 |
Total Monthly Payment | $4,654 | $4,651 | $5,650 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.