Welcome to your dream home! This beautifully remodeled two-bedroom, two-bathroom residence, nestled in Historic Kenwood, exudes charm and character. With its inviting curb appeal, featuring a stunning large oak tree in the front yard, this property is sure to captivate you from the moment you arrive. Step inside to discover a modern open-concept layout that seamlessly blends contemporary amenities with the home’s original charm. The modest living area is filled with natural light, creating a warm and welcoming atmosphere. The chef's kitchen boasts stylish cabinetry, stainless steel appliances, and a generous coffee/dry bar equipped with a wine cooler and ample cabinet space—perfect for entertaining. Retreat to your primary suite, complete with elegant, updated fixtures. The second bedroom is equally spacious, offering flexibility for guests, a home office, or a cozy den. The large fenced-in backyard is perfect for hosting family and friends while enjoying the shade of the surrounding oaks. Enjoy the convenience of being just minutes away from downtown St. Petersburg, where you’ll find an array of dining, shopping, and cultural experiences. Whether you’re exploring local parks or enjoying waterfront views, this location is ideal for an active lifestyle. Don’t miss your chance to own this stunning home that perfectly combines modern living with historic charm. Schedule a showing today and experience the beauty and convenience for yourself!
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Our Executive Mortgage Banker:
Our Insurance Division:
$499,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,200 | $399,200 | $399,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $285 | $285 | $285 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,723 | $2,653 | $3,423 |
Total Monthly Payment | $3,083 | $3,013 | $3,783 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.