Modern comfort and historic features make this Derry Village home a rare find. Conveniently located within walking distance to Pinkerton Acadamy and minutes from 93 on nearly 1 acre of beautiful green space with perennial gardens. Upon entering the 4-bedroom 2. 5 bath center entrance colonial, you will be greeted with a combination of modern amenities and antique charm. The large eat-in kitchen has been updated with stainless steel appliances, radiant floors and a nod to the 18th century with soapstone countertops and reclaimed American chestnut flooring. Throughout the house you will see post and beam construction, wooden doors with antique latches, original Moses Eaton stenciling blended with 3 zone heat, updated windows, updated bathrooms, and a new roof. Unique primary suite with ensuite bathroom, walk in closet and access to second floor porch overlooking the yard. There is potential for expansion in the attached 3-story 29 x 29 barn, which currently has room for parking, a workshop, rec room, as well as heating, electrical and plumbing futures in place.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $559,920 | $559,920 | $559,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $862 | $862 | $862 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,725 | $3,721 | $4,801 |
Total Monthly Payment | $4,679 | $4,675 | $5,755 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.