Come check out this amazing ''Sandcastle'' villa was built to the most recent HURRICANE building code and stayed high and dry through all the recent storms INCLUDING Milton! This less than two year meticulously cared for villa boasts 3 bedrooms, 2 bathrooms, a generous sized study/den, indoor laundry room, large two-car garage, extended lanai with premium pavers and super private rear conservation area! This home is situated next to a cul-de-sac AND an emergency only gate which makes this one of the quietest streets in the community. Your new villa also has ''smart home'' capabilities which allows you to remotely adjust your thermostat, open and close your garage as well as lock and unlock the front door! Rest assured your new villa is built strong and safe with its block construction, HURRICANE IMPACT WINDOWS throughout, ''Guardian'' whole home security system AND desirable "X'' floodzone. Throughout the home you will find 5 1/4" deco baseboards, LED recessed lighting, 16-seer rated TRANE HVAC, crown molding, ceramic tile and much more! The luxurious master suite offers TWO oversized walk-in closets, large walk-in shower with separate his and hers vanities with quartz countertops as well. The kitchen boasts a large Island with breakfast bar, 5-burner natural gas stove, matching GE stainless steel appliances, shimmering light herringbone laid porcelain backsplash, soft close cabinets and drawers plus LED undermount lighting that complements the premium quartz countertops. The great room with its expansive tray ceiling fitted with crown molding showcases a spacious environment with more than enough room to entertain guests. Open the large three paneled pocket sliders and be amazed at not only the amount of room the paver rich extended screened lanai provides but your peaceful, undisturbed conservation area. Your new lanai also comes equipped with a builder grade gas line for a direct connection to your favorite grill OR your own new kitchenette. Indigo is an active community that features a full time on-site manager as well as a full time activities director that manages an extensive calendar of activities for all ages. A-Rated Gullett Elementary AND Mona Jain Middle School are right outside our gates too! You can also expect sidewalks on both sides of the street, ''Oasis'' pool/spa, resort style heated community pool/spa at the main clubhouse where you will find 5 cabanas with an abundance of seating, 4 pickleball courts, 2 bocce ball courts, 24-hour exercise gym, meeting room/banquet room and playground. Indigo is not only a community that takes care of all ground maintenance to include mowing, fertilizing, irrigation, shrubs and mulch but is right around the corner to a plethora of dining, banking, entertainment, public transportation and MORE!
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Our Executive Mortgage Banker:
Our Insurance Division:
$550,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $440,000 | $440,000 | $440,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $267 | $267 | $267 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,927 | $2,924 | $3,773 |
Total Monthly Payment | $3,286 | $3,283 | $4,132 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.