Rare opportunity to own a spacious Ranch with a possible in-law on the lower level. Situated on over 3/4 acre backed by the Coginchaug River, this home has been meticulously maintained and is move-in ready. The main level consists of an open concept kitchen and living room with cathedral ceiling, wood burning fireplace and slider that leads out to the large deck overlooking the river which can be seen seasonally. The kitchen offers granite counters, stainless appliances and a large center island great for entertaining. The 1st bedroom upon entrance can also make a great office/den. A spacious 1/2 bath, laundry and the upper level 2 car garage are on this side also. On the opposite side is the master suite boasting a large walk-in closet, an additional closet plus a linen closet, tiled shower and jetted tub, and a slider out to the back deck to conveniently enjoy your quiet and peaceful mornings surrounded by nature. Beautiful hardwood floors flow throughout the upper level. The lower level offers so much with 2 more bedrooms each with sliders to the patio, an open concept kitchen, dining and living room with a 2nd fireplace and slider allowing for plenty of natural light. This kitchen features plenty of cabinet space, pantry, stainless apps and a beautiful island with live edge countertop. A full bath with stand-up shower is even great for pet washing. An underneath 3rd garage bay/workshop with laundry hookups make this home even more unique and lastly an electric dog fence! Additional features include central air and forced hot air, vinyl double pane windows, 2 zone heat and a/c, newer well pump and tank, and an ideal location close to downtown and with easy access to all major highways.
Type | Level |
---|---|
Bedroom 1 | Main |
Bedroom 2 | Lower |
Bedroom 3 | Lower |
Primary Bedroom | Main |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.641.8287
Dave.Beckman@raveis.com
NMLS Mortgage Loan Originator ID 10930
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $343,920 | $343,920 | $343,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $719 | $719 | $719 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,288 | $2,259 | $2,900 |
Total Monthly Payment | $3,082 | $3,053 | $3,694 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.